- Pay off your credit card in full every month
- Saving for retirement should start as early as possible
- Spend less than you earn
- Debt is bad.
- The whole concept of an emergency fund
- Living paycheck-to-paycheck isn't necessary
- Idea of paying yourself first (automatic deposits to savings)
- Tracking spending is eye opening
- Not everyone has to work their whole lives until retirement (ie concept of financial independence and/or early retirement)
- How to build a budget that works for me!
- Stop Wasting Time! Start working towards your goal now!
- Have a buffer!
- Retirement accounts
- Rental properties?
- Monthly income streams
- EVERYTHING related to personal finance post building an emergency fund!
The reason I started this blog was to track my evolution through personal finance from basically zero until I reach financial independence. I find the process of learning interesting: at one point you look at knowledge and say that it's too hard for you to ever understand, and later on you look at it and it seems like it couldn't be more obvious. You can't teach from the perspective that it's obvious. You must struggle through material to truly understand it.
So, dear readers, as I feel I've finally mastered budgeting, saving, and emergency funds, what exactly is my next step?