The last month has been rough (even by typical grad student standards) and I've been feeling more than a little behind. One of the things that helped clear my head was taking a look at where I am now in comparison to where I was a year ago and I must say, things are certainly much much better! I've officially been tracking my spending for the last 18 months, which gives me a bit of data to look back on. Instead of just looking at the past month's expenses, today I'm going to do a little bit of a comparison. First, a look at where I was a year ago.
Food: In the last year I've gotten way more consistent about bringing a lunch and not eating out as often and it shows. Saving an extra 5%! AND I'm even within my budget on this.
Health, Random & Transportation: Nothing exciting. I had a medical bill I wasn't anticipating (really? It takes the lab until now to bill me for tests done in February??)
Airline Tickets: Apparently July is the time I plan out the rest of my years travel plans. I'm visiting family much further away this time around and it shows. At least, I've managed to cover the cost within a normal paycheck!
Emergency Fund: Automatic savings is a good idea for me.
How was your month? Have you compared your current spending and your past spending to see if your finances are improving?