Why I'm NOT Saving for Retirement

Almost every PF blog I have ever read has discussed IRA's and other retirement options at length.  It's common wisdom that you need to be setting money aside every paycheck to go towards retirement.  However, I haven't started to save for retirement...yet.

Don't get me wrong, I'd really like to be saving for retirement!  I'd love to be following all of the wonderful PF advice available and I've been working towards it!  Since entering the world of personal finance I've definitely made progress (http://gradbudget.blogspot.com/2012/04/tracking-spending-and-net-worth.html) from my days of living paycheck-to-paycheck.  I even opened a separate account to hold my emergency fund! (http://gradbudget.blogspot.com/2012/04/separating-emergency-fund-from-other.html)